Documents You Need For Loan Application 

Item

What To Bring

Names and addresses of all employer(s) in last 2 years

§  1 months current paystubs

§  Last 2 years W-2s

§  Last 2 years tax returns

Home address(es) of applicant(s) over last two years

§  Names and addresses of landlord(s), if applicable

Information on home being purchased (or refinanced)

§  Copy of sales contract on new home

§  Descriptive information on home (Listing info)

§  Survey (if available)

If purchasers have another house to sell (Which is to be or has been sold)

§  Copy of sales contract on that home

§  Estimate of net proceeds from that sale

§  If property has settled, copy of settlement sheet

Checking, savings, credit union accounts

§  Name of Institution, address, account number

§  Last 3 bank statements (settlements)

§  Approximate balance

Description of other assets and estimate of worth

§  Automobiles

§  Cash value of life insurance

§  Vested interest in pension funds

§  Stocks, bonds, 401k, mortgages owned, etc.

§  Other real or personal property

Credit cards, other debts

§  Name of institution(s) and address(es)

§  Type of debt

§  Account number(s), approximate balance(s), minimum monthly payment(s)

If income other than salary is used to qualify

§  Current leases on investment properties

§  Evidence of retirement pay

§  Evidence to support receipt of child support or alimony

***APPLICANT WILL ALSO NEED CHECK***

FOR CREDIT REPORT & APPRAISAL

For FHA loans

§  Copy of original Social Security card

For VA loans

§  DD214 for Veteran

§  Transfer orders (and off-base housing letter, if not in military District of Washington)

§  Recent leave and earnings statement

§  Certificate of eligibility

§  Statement of service